A partner who is added as a named driver can be covered to drive the insured vehicle under the terms of that policy. Some drivers also have a separate 'driving other cars' extension on their own policy, but such extensions are subject to their own restrictions.

How insurers commonly treat this

• A driving-other-cars extension may provide only third-party cover and may not exist on every policy.
• Named-driver cover and driving-other-cars cover are different arrangements.
• The insurer prices the policy using the details of all declared drivers.

What the quotation may ask for

Quotation forms use the information supplied to determine which insurers can offer cover and on what terms. Where the available answer does not accurately describe the circumstances, the insurer or comparison provider can clarify how that information is recorded.