A vehicle imported from Japan outside the normal UK dealer network is commonly treated as a grey import. Some mainstream insurers cover grey imports and others do not, so the import status can materially affect quotation availability.

How insurers commonly treat this

• The exact model, engine and UK-equivalent specification may be important.
• Parts availability and repair cost can affect underwriting.
• Modified Japanese imports can attract additional specialist underwriting.

What the quotation may ask for

Quotation forms use the information supplied to determine which insurers can offer cover and on what terms. Where the available answer does not accurately describe the circumstances, the insurer or comparison provider can clarify how that information is recorded.