Driving from home to a station as part of a journey to a regular workplace is generally treated as commuting use of the car.
How insurers commonly treat this
- The car does not have to complete the whole journey to work for the trip to have a commuting purpose.
- The station mileage forms part of the vehicle's annual mileage.
- Business travel undertaken after reaching work is a separate question.
What the quotation may ask for
Quotation forms use the information supplied to determine which insurers can offer cover and on what terms. Where the available answer does not accurately describe the circumstances, the insurer or comparison provider can clarify how that information is recorded.

