Dashcams are often accepted without an additional premium, but the insurer's modification or security-device questions determine whether they need to be declared. Hard-wired installations can be treated differently from removable devices.

How insurers commonly treat this

• Some insurers offer specific discounts for approved dashcams.
• Any discount can be subject to device or evidence requirements.
• A dashcam does not alter the need to answer other security and parking questions accurately.

What the quotation may ask for

Quotation forms use the information supplied to determine which insurers can offer cover and on what terms. Where the available answer does not accurately describe the circumstances, the insurer or comparison provider can clarify how that information is recorded.