Yes. A replacement policy can normally be arranged in advance with a future start date corresponding to the expiry of the existing policy.
How insurers commonly treat this
- Obtaining a replacement quotation does not itself cancel the current policy.
- If the existing policy is set to auto-renew, the existing insurer's cancellation or renewal instructions still apply.
- Any no-claims-discount evidence requested by the replacement insurer may need to be supplied after purchase.
What the quotation may ask for
Quotation forms use the information supplied to determine which insurers can offer cover and on what terms. Where the available answer does not accurately describe the circumstances, the insurer or comparison provider can clarify how that information is recorded.