Windscreen cover commonly pays for repair or replacement of damaged vehicle glass subject to a separate excess and approved-repairer terms. Details vary between policies.

How insurers commonly treat this

• Repair and replacement can have different excesses.
• Modern windscreens can require recalibration of cameras and driver-assistance sensors.
• Panoramic roofs, side glass and non-approved repairers can be treated differently.

What the quotation may ask for

Quotation forms use the information supplied to determine which insurers can offer cover and on what terms. Where the available answer does not accurately describe the circumstances, the insurer or comparison provider can clarify how that information is recorded.