Motor legal protection is an optional benefit that can fund certain legal costs and help recover specified uninsured losses after a motoring incident, subject to the policy terms.

How insurers commonly treat this

• Policies normally specify a maximum legal-cost limit.
• Funding can depend on the legal case having reasonable prospects of success.
• Similar legal-expenses cover may already exist under another policy or membership.

What the quotation may ask for

Quotation forms use the information supplied to determine which insurers can offer cover and on what terms. Where the available answer does not accurately describe the circumstances, the insurer or comparison provider can clarify how that information is recorded.